What MTD is not
Despite the marketing, there is no requirement for accounting software.
According to HMRC, 81% of taxpayers never used this.1
No clunky software. File Income Tax & VAT from your spreadsheet in seconds.
Works with:

MTD only changes how you file your figures. Not how you calculate them.
Despite the marketing, there is no requirement for accounting software.
According to HMRC, 81% of taxpayers never used this.1
That's it.
The bridge between your spreadsheet and HMRC.
This is just a quarterly update — it won't change your tax bill.
£4,140
–£2,715
£1,425
One place to file. Proof every time.



Your next step
Due in 12 days · Deadline 5 Jan 2027
| Apr | May | Jun | |
|---|---|---|---|
| Rent | 1,200 | 1,200 | 1,200 |
| Repairs | — | 320 | — |
Sync all HMRC deadlines

MTD for your spreadsheet. Cancel anytime.
Free until your first filing
100-day money-back guarantee — no questions asked.
Comparison
Straight comparison for landlords and sole traders — same labels, no fluff.
Spreadsheet plugin
Monzo, Starling
Hammock, etc.
Xero, QuickBooks
| Features | Bank appsMonzo, Starling | AbridgeSpreadsheet plugin | Property appsHammock, etc. | AccountingXero, QuickBooks |
|---|---|---|---|---|
| Price | £0/y | £29/y | £60+/y | £120+/y |
| The catch | Must switch banks | None | Scales per property | Overkill for sole traders |
| Keep your spreadsheet | Forced into their app | Sheet stays source of truth | Data locked in system | Replaces your workflow |
| Learning curve | Low | Zero | Moderate | Steep |
| Best if | You already bank with them | You love your spreadsheet | You need property management | Your accountant mandates it |
Abridge gives you read-only access to your clients' submissions, figures, and confirmation receipts. No software to learn, no data to reconcile — just visibility when you need it.
Explore answers to common questions about Making Tax Digital and how !Abridge works.
Keep your spreadsheet. Ditch the stress. Submit in minutes.